Being prepared for all eventualities is imperative in
order to secure your family’s future. No amount of money can ever replace life,
but it is reassuring to know that your family will be able to meet their
financial needs even if you are not there. With changing times, it is important
to change our approach towards Life Insurance policies. Between the years 2004
to 2012 the cost of petrol increased by 100%, the cost of food articles
increased by 112% percent, whereas the cost of a bypass graft surgery has
increased by 500%!*
Last week Bajaj Allianz Life Insurance launched their
#eTouch Online Term, a comprehensive protection solution that is inexpensive
and straightforward. The plan has a simple 3-step buying process with option to
cover total disability, critical illnesses and death.
The Life Insurance Plan offers the following variants:
a) Shield - Life Benefit ^^
plus WOP Benefit (on occurrence
of ATPD)
b) Shield Plus - Life Benefit plus ATPD Benefit plus WOP Benefit (on occurrence of ATPD)
c) Shield Super - Life Benefit plus ADB plus ATPD Benefit plus WOP Benefit (on occurrence of ATPD)
d) Shield Supreme - Life Benefit plus ACI Benefit plus ATPD Benefit plus WOP Benefit (on occurrence of ATPD or CI)
b) Shield Plus - Life Benefit plus ATPD Benefit plus WOP Benefit (on occurrence of ATPD)
c) Shield Super - Life Benefit plus ADB plus ATPD Benefit plus WOP Benefit (on occurrence of ATPD)
d) Shield Supreme - Life Benefit plus ACI Benefit plus ATPD Benefit plus WOP Benefit (on occurrence of ATPD or CI)
The acronyms
used stand for: (i) ADB - Accidental Death Benefit (ii) ATPD - Accidental Total
Permanent Disability (iii) ACI - Accelerated Critical Illness ^^^
(iv) CI - Critical Illness (v) WOP - Waiver of Premium
To give you an example, if a person aged 25 years
chooses Bajaj Allianz Life etouch ‘Shield” with a policy term of 30 years and a
sum assured of Rupees 1 Crore, he has to pay an annual premium of INR 6642 per
annum which comes down to INR 18 per day. You can visit the Bajaj Allianz Website to know more about
the plan.
Bajaj Allianz also launched the B-Fit mobile app which
can help you keep track of your health targets. The app facilitates setting
goals of gaining, losing or maintaining your weight. Some of the features of
the app include: A Monitor Diary- to
keep track of all your calorie intake at one place, Food Guide – to track all your food habits, Step Tracker – to count your steps throughout the day, Health Profile and Personalized Health Content with recommendations from
experts based on the data provided by you along with curated health related
articles and videos.
Your future cannot be foretold, but it can be secured
by being prepared for any #IfsOfLife. Sending you my best wishes on your
journey to #JiyoBefikar!
Until next time!
*Source:
mypetrolprice.com, eaiindustry.nic.in, www.hindu.com
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